how do I transfer files into my treo?!?! like jpgs and mp3s? I have an SD card in there, but dont have a reader with my computer. Can I transfer them directly and if so, how? Is there a folder in my computer I put them in and then hot sync?

Do I need to put them into TREO memory and then transfer them into the SD Card, or is there a way to put them directly into the card through the treo connection and bypass the treo memory?