Hi all,

FYI........see link.

Take care,


Don't Expect the Phone to Replace the Wallet Soon
By Dhanya Skariachan and Joe Rauch

(Reuters) - Don't throw your wallet away yet.


Many big-name retailers from Gap to Toys R Us are partnering with banks, payment processors and Google to let shoppers tap their mobile phones instead of swiping their credit cards to pay for goods. But the new mode of payment is not expected to take off in earnest for at least another couple of years.