I have been lurking here for a while but am now ready to buy a Treo 650 if they are available at the Cingular store on Monday here. Looks like I can get a Treo 650 Cingular online also ($349 after rebates but before activation for 2 years). What would be the relative advantage of online versus brick and mortar for the Treo 650? Mainly, which would be easier and more effective to deal with if there was a problem that needed to be a) returned or b)repaired? Thanks