THE FACTS:

My Treo 600 just got rained on & it's dead. (think Corona Beer comercial)
I do have the Sprint replacement insurance.
I would like to upgrade to the Treo 650

THE QUSTIONS:

Will Sprint insurance cover a phone damaged by water?

How can I parlay this into a free (or minimal cost) Treo 650 upgrade?

any advise, comments, ridicule welcome!