I tried version 1 on 98SE and had problems. I recently upgrade to XP and tried card export version 2. It's really great - this is one time I don't mind at all paying for the software because I know I'll use it so much. I just started recording DVDs for use on my Treo and this is perfect for transfering those large files. I know a card reader might be a little better, but am glad I don't have to get yet another device for my computer!